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Pre-Application for Residential (Home), Commercial (Business), Industrial, Investment or Real Estate Development Loans

  Scroll Down One Page or Click Here to Begin Application 

Want to own a home?  Are you a developer and need money to start or complete your latest housing development?  Are you buying a business or a building for your business?  This is the place to start!

Important Notes on Eligibility:  While we are able to supply residential loans to people of A, B, C, and D credit profiles, it is still important that you have worked for at least six months at the same job or location.  You will not automatically be disqualified if you have not, but this is the most common reason for an applicant being denied financing.  We may also recommend that people with low credit scores work with DebtSettlements.com (1-866-DEBT-SET) prior to or in the process of pursuing a loan with us because it may improve your interest rate, but do not require it.

No credit check is necessary to pre-apply, but we will need to do it when it is time to submit your full application.  Before we check your credit, we will speak with you on the phone or in person, ask for your permission, and obtain your SSN.  Your credit will not be checked unless you okay it over the phone or in person with our loan officer or loan officer assistants.  Please still check the box authorizing us to check your credit so we have a written record of your request.  We will not be able to pull it until you provide us with your SSN later in the process.  Credit reports and the information you provide in this pre-application or over the phone will be used by the mortgage broker (in most cases CRFS) to help you pre-qualify for and/or obtain a loan.  If at any time you are uncomfortable working with any CRFS agent or find that he or she is inadequately knowledgeable about your needs, you may request to be assigned to another agent.

Prior to any title searches and appraisals, a non-refundable payment of $500 will be required, though in some cases this may be financed into the loan.  You will be responsible for any finance and title search costs whether or not you complete the loan with us.  You do not have to pay the $500 to apply or pre-apply.  In some states, this amount may be higher or lower, but $500 is pretty standard.

Pre-Application

What is your name?  Last Name, First Name, Middle Initial

,   Husband  Wife

What is the name of your spouse?  Optional.  Last Name, First Name, Middle Initial

,   Husband  Wife

What is your company's or organization's name?

  If applying for a business or organization loan and not individually.

Where do you live?

Street Address

,     City, State, Zip

How may we contact you?

  Home Phone Number    Work Number

  Cell Phone Number    Fax Number

  E-mail Address

 Confirm E-mail

What kind of loan are you looking for?

 

Provide some detail about what you intend to use the loan for or enter any special considerations here:

May we pull your credit?  Yes      No *

* If you answer No, we can do it later, when we have verified that you meet other requirements.

Remember that we will talk to you after you fill out this form, and before we check credit.  (We will need your social security number at that time.)  If you have poor credit, we may still be able to close your loan as we provide A, B, C, and D loans.  We recommend services provided by DebtSettlements.com, among others, to improve your credit, and can discuss their services as part of our strategic plan for getting you the best possible loan or loans.

If you experience problems, send data from this form by e-mail to Loans@UtahFinance.com or call 801-815-7777.  Ask for Jed!

This is a pre-application, and will give us an idea of what you are looking for and what categories of loans may be suitable and available for your purpose.  After further discussion with you, we should be able to tell you whether it is worth checking credit and completing the rest of the application process.  We do this to protect your credit rating, something other loan companies in this State do not do.  We provide a wide range of financial services designed to affordably get you into your new home, refinance for cash flow, or meet other short and long-term needs, whether personal, business or investment!

 

Types of Loans Provided:  (All Levels of Credit May Qualify!  A, B, C, and D loans, home and business!)

 
First Time Home Buyer Investment Property Second Mortgages
Refinance Duplexes / Fourplexes Equity / Debt Consolidation
Home Improvement Apartment Complexes Mergers
Construction Low Income Housing Acquisitions
Development A, B, C, and D Paper Loans Hard Money Lending
Commercial Loans to Buy a Business 1031 Tax Deferred Exchanges
Industrial Home Equity Loans Jumbo Loans
Hybrid Loans VA Loans (Veterans) Even Recent Bankruptcies!
Interest Only (Good Credit) Less Than Interest (Good Credit) Interest Plus Principal (Traditional)

Loan Range: As low as $10,000 and up to $250 million+.  Average of $200,000.


Pre-qualify for a house, and we can help you find a good real estate agent at no extra cost to help you buy or sell a home!
 
Need a home loan or business financing?  Know someone who does?  Parent?  Child?  Friend?  Co-worker?  Business partner?  Professional builder?  Good credit or bad, call us today!  801-815-7777, or toll free 866-475-3456 if you can't get through...

Copyright 2005, UtahFinance.com, Jed Merrill.  Castle Rock Financial Services is not owned by UtahFinance.com.  801-815-7777.